OEM telematics → normalized signals → ranked recovery windows. Built for special assets teams that need direction, not dots.
Predictive Stop Intelligence™ operates continuously from origination through maturity, accumulating behavioral context long before risk emerges.
OEM telematics and approved data sources are activated at funding. PSI establishes an initial behavioral baseline used to evaluate future activity.
Normal movement, dwell behavior, and operational cadence are continuously evaluated. Historical depth accumulates while the asset remains in good standing.
Deviations from baseline and persistent behavioral changes surface ranked action windows before default conditions fully materialize.
PSI leverages accumulated context to support decisive recovery actions with higher confidence and reduced noise.
Decision confidence increases as historical depth increases.
One-time location pings provide limited insight. Real intelligence comes from understanding how an asset behaves across weeks and months—where it works, where it rests, and how patterns change.
Early activation creates a normal-use profile—routes, dwell behavior, and operating rhythm—so changes are measurable.
Reduced usage, abnormal dwell, irregular routes, and extended inactivity stand out clearly when you have history.
When risk appears, decisions are supported by behavior—not guesswork.
When a borrower begins to fall behind, payment history alone rarely tells the full story. Usage intelligence provides context. Is the asset actively working? Temporarily down? Parked? Or already sidelined?
Distinguish short-term disruptions from deeper operational distress using real-world usage signals.
Focus time where it matters—based on changes in activity, not assumptions.
Support informed accommodations, earlier intervention, and clearer escalation decisions.
PSI analyzes accumulated movement and stop behavior to identify high-probability windows—so teams spend less time chasing dots and more time executing the right next step.
Distinguish meaningful stops from quick, low-value activity.
Reveal return behavior and consistent zones of activity.
Prioritize by likelihood of success—not recency.
GPS provides visibility. PSI provides direction.
Portfolio intelligence built for commercial transportation collateral.
Continuous visibility and earlier insight across the loan term.
Better information for negotiation, intervention, and action.
Build a long-term advantage that supports earlier intervention, stronger negotiations, and faster outcomes when action is required.
* In some cases, OEM telematics units require software, firmware, or configuration updates before they can respond to remote activation requests. These updates are typically performed while the asset remains under dealer control prior to delivery.